There is only one way to eat an elephant: a bite at a time.
另外，2025年三季度末，关注类贷款金额同比增长5.70%，次级类贷款更是同比大增38.33%。这意味着一些资产正处不良边缘，未来向下迁徙的压力巨大。
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Note: This blog post started just after we wrapped up the work on Black Ostrich, and then there was a lot of babying that didn't let me finish it. That's why it's using 2023 data. Redoing the work is mostly automation, but takes many, many weeks, and I suspect the results will not have changed much.
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